Angesh Raj 2024

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PaySense

PaySense is an instant money software that offers instant cash loans online, founded by SayaliKaranjkar and Prashanth Ranganathan. You may check your loan eligibility, submit your KYC credentials, and apply for a loan using your phone or laptop, and get approval in as little as 5 hours.

Personal loans of up to 5 lakh are available online, and you can borrow anywhere from 5,000 to your entire sanctioned amount at once. PaySense also has an EMI calculator where you can figure out how much you'll have to pay each month.

Dhani

Dhani, also known as the phone se loan app, disburses the loan amount to your bank account immediately. You can apply for a personal loan at any time and from any location. You can acquire a quick loan of up to 15 lakh rupees with an interest rate as low as 12%.

You can get the Dhani loan app for free, enter your Adhaar card number and loan amount, and the money will be deposited into your account immediately.

India Lends

IndiaLends is a cash loan app that offers personal loans, credit cards, and free credit reports in India. IndiaLends provides quick personal loans online at the lowest possible interest rates, with loans disbursed within 48 hours.

IndiaLends' instant lending app in India makes considerable use of data and technology to improve processes and risk assessments, resulting in a more efficient, faster, and easier loan disbursal procedure.

KreditBee

KreditBee is a mobile app that provides fast personal loans to young professionals. You may be eligible for a loan of up to one lakh rupees. The entire loan application and approval process takes place online. The distribution is completed in 15 minutes, and the funds are deposited immediately into your bank account.

NIRA

NIRA is a FinTech firm in India that provides salaried workers with a line of credit. You will be offered a personal loan in the form of a line of credit with a credit limit ranging from 3,000 to 1 lakh.

The loan period can last anything from three months to a year. You can only withdraw a maximum of 5,000 dollars at a time. The amount of interest charged on a loan is determined by how much you borrow and when you repay it.

mPokket

mPokket is a quick loan app for college students in India. It is based on the concept of student pocket money.

The amount of your personal loan is paid to your bank account or Paytm wallet once your application is approved.

The first amount allowed is $500, and with excellent usage, your borrowing limit will increase over time. You have 1 to 3 months to repay your loan.

Home Credit

Home Credit India is a subsidiary of the international Home Credit Group, which operates in eleven European and Asian countries. The India chapter began operations in 2012 and now operates in over 60 cities across 15 states.

Personal loans of up to 2 lakh are available through the app, with payback terms ranging from 9 months to 4 years. In India, the fast loan app makes financial services simple, transparent, and accessible.

LazyPay

PayU is the company behind LazyPay. To find out if you qualify for a personal loan, all you have to do is input your phone number. LazyPay disburses over one million loans per month thanks to speedy approvals and secure online loan application processing.

Its main features include low-cost EMIs and an immediate personal loan of up to 1 lakh through a simple digital process with minimal paperwork.

Money View

You may acquire a personal loan in as little as 2 hours using Money View's personal loan app. A personal loan from Money View is 100% paperless, fast, easy, and flexible, whether you want to remodel your home, buy an extravagant ride, or cover your wedding expenses.

Money View offers loans ranging from $10,000 to $55,000. The repayment time is variable, ranging from three to five years.

CASHe

CASHe is a digital lending company that offers short-term personal loans to salaried persons for a variety of financial requirements. When applying for a loan, you must offer papers like as pay stubs, bank statements, address proof, and your PAN card, which can all be uploaded through the cash lending app.

You may also use a simple calculator to assess loan eligibility and interest rates online at Capital. The loan amount granted can be anything from $5,000 and $25,000, with terms ranging from 15 days to six months. Every month, payments can be made via bank transfer or check deposit.

Angesh Raj